Card equipped with EMV chip designed to prevent fraud.Requires a signature on the back of the card and a PIN.To protect its customers, BitPay advertises the following security features: Customers complain online about high miner fees when loading funds onto the card. Some cards, like Nexo, charge no foreign fees at all. This is slightly higher than other crypto debit cards like Coinbase, which charges a 2.49% fee. You must pay a 3% conversion fee when making purchases overseas. Unlike traditional debit cards, BitCard dings you $2.50 each time you pull cash from an ATM or get cash back on in-store purchases in and outside of the US. BitPay has attracted a number of negative reviews on sites like Trustpilot and Google Play, with customers mentioning high fees and problems with the app. Earn $10 when you refer friends and they load at least $100 into their account. Load your BitPay card through the BitPay app or more than 20 BTC, BCH and ETH crypto wallets and MetaMask, Trezor, Coinbase and Kraken hardware wallets. Use it anywhere Mastercard is accepted for both online and in-store purchases worldwide. And you won’t have to worry about meeting staking requirements, because it’s not a crypto rewards debit card.īut BitPay‘s convenience appears to come at a cost: Many BitPay customers complain about high miner fees - which is used to encourage miners to confirm transactions on the blockchain - and poor conversion rates when loading the card. You can fund the card straight from the BitPay app, multiple BTC, BCH and ETH wallets, and hardware wallets such as MetaMask and Trezor.Īfter funding, BitPay automatically converts your crypto into US dollars (USD)for spending anywhere Mastercard is accepted - both online and at retail stores. What we think about the BitPay debit cardBitPay card may be a good option if you want the convenience of loading your crypto debit card using multiple funding sources. High ATM, currency conversion and miner fees reported.Some countries not on this list will be reviewed on case-by-case basis.Īfghanistan, Belarus, Benin, Burundi, Central African Republic, Democratic Republic of the Congo, Democratic People's Republic of Korea, Guinea-Bissau, Haiti, Iran, Iraq, Liberia, Libya, Lebanese Republic, Mali, Montenegro, Nicaragua, Nigeria, Palestine, Sierra Leone, Somalia, Sudan, South Sudan, Syria, Ukraine, Venezuela, Yemen, Zimbabwe. You can not transfer money to a bank in the next remittance prohibited country. To prevent fraud such as money laundering, misuse of credit card and cash advance, payment and deposit made by credit card and prepaid card within a month's time will be carefully reviewed and transferred to the recipient bank account at bitwallet's discretion. More information can be found upon logging in to your account.įor business account and merchant account fees, please send us an inquiry after logging in to your account.

Surcharges apply for bank transfer or intermediary bank transfer fee. USD 10 or equivalent amount depending on country (※2)ģ - 10 business days depends on recipient bankĠ.8% onwards, depends on the business type (※2)& (※3)

Bitpay withdrawal limit